“The Korea Housing Finance Corporation, as a leading housing finance institution, Is committed to getting closer to the people's lives.”
Thank you for visiting the website of the Korea Housing Finance Corporation. I am Kyung-Hwan Kim, President and CEO. Established in 2004 to enhance the welfare of the people and to contribute to the development of the national economy through the long-term and stable supply of housing finance, the Korea Housing Finance Corporation (HF) has been providing various financial services to help all Koreans enjoy a better life in a sound housing environment.
We provided long-term, fixed-rate mortgage loan products to support home purchases. Through the issuance of mortgage-backed securities and covered bonds, we secured stable funding to ease the financial burden of the people and contributed to the expansion of the long-term bond market. We have supported tenants by providing guarantees on chonsei
deposit loans, and enabled elderly homeowners to tap their housing asset to finance living expenses through ‘home pensions’ (reverse mortgages).
deposit loans, and enabled elderly homeowners to tap their housing asset to finance living expenses through ‘home pensions’ (reverse mortgages).We have also expanded inclusive finance and laid the foundation for a sustainable future by promoting green finance and incorporating appropriate Environmental, Social and Governance (ESG) principles in our management.
Going forward, HF will strive to fulfill its mission as Korea’s leading public sector housing finance institution and grow together with the people. To this end, we will pursue the following strategic goals.
First, we will endeavor to expand inclusive finance for our people.
We will strengthen financial support of consumers through mortgage loans, guarantees, and home pension products. We will develop customized products for those with limited access to financial services they need.
We will strengthen financial support of consumers through mortgage loans, guarantees, and home pension products. We will develop customized products for those with limited access to financial services they need.
Second, we will increase the efficiency and accessibility of housing finance through digital transformation.
We will utilize artificial intelligence (AI) and digital technology to simplify the process of accessing financial services and provide faster and more efficient services to deliver financial innovation that people can appreciate.
We will utilize artificial intelligence (AI) and digital technology to simplify the process of accessing financial services and provide faster and more efficient services to deliver financial innovation that people can appreciate.
Third, we will continue to embed suitable ESG principles in our corporate management to further our goals of building an ever-more sustainable and trustworthy organization.
We will increase the issuance of green bonds and develop eco-friendly financial products to actively respond to the climate crisis and to promote sustainability. We will strive to be a public sector institution that is well-trusted by the public and investors through transparent and ethical management.
We will increase the issuance of green bonds and develop eco-friendly financial products to actively respond to the climate crisis and to promote sustainability. We will strive to be a public sector institution that is well-trusted by the public and investors through transparent and ethical management.
The Korea Housing Finance Corporation will continue our endeavor to create a stable living environment and a happy future for the people.
Thank you.
Kim Kyung-Hwan,
President and CEO
The Korea Housing Finance Corporation
President and CEO
The Korea Housing Finance Corporation
Chonsei is a form of leasehold long established in Korea, whereby the tenant pays a lumpsum, upfront deposit at the signing of the lease in lieu of monthly rents, which is fully refunded at the termination of the lease.