□ Korea Housing Finance Corporation (HF, CEO Kim Jae-Chun) announced on the 25th that it will freeze the interest rates of the Bogeumjari Loans, its long-term, fixed-rate, and amortizing mortgage loan scheme, in February 2017.

□ An HF official said, "Given the increasing financing cost of Bogeumjari Loans due to the rising yield on five-year government bonds since last November, we have already felt the need to raise the loan rates. However, we decided to keep the rates at their current level because people are facing the added burden of interest with commercial mortgage rates nearly reaching 4%.？？

□ He stressed that as HF offers Bogeumjari Loans for low- to middle-income households, it made the rate freeze decision to minimize their interest burden.

□ He went on to say that HF will adjust its mortgage rates according to rate changes, market volatility, and interest expenses for low-income families to ensure a stable supply of state-backed mortgages.