□ Introduction of E-mortgage System

 KHFC developed 「e-mortgage system」 that allows customers to apply for loans on-line without having to visit financial institutions and check the application status and loan availability right away.  By this automated system, KHFC has provided e-mortgages through LG Card since June 29 at rates 0.3%p lower than bogeumjari loans.  An e-mortgage loan has many advantages like these, ① a low interest rate (can save up to KRW 300,000 annually on interest on a KRW 100 million loan) and ② easiness to use (can make inquiries and apply for a loan at home or office at a convenient time without visiting a financial institution). ③ The shortened time to get loan (The decision on the loan is made in as little as 10~20 minutes, instead of the usual 1~2 days.)