Mortgage rate: 6.2% (0.25 % cut from 6.45%) - If the borrower assumes the expense for registering the mortgage and interest rate discount option fee, the mortgage rate could be as low as 6.00%. - If the borrower is eligible for a taxable income reduction with the expected effect of lowering the mortgage rate by 1%, the effective mortgage rate could be just slightly over 5%. Effective date: October 14th Mortgage: loans to be originated on October 14th and afterwards - Reason for mortgage rate cut To reflect the downward trend in market interest rates - Expected effect of mortgage rate cut Lessen repayment burden for borrowers If the new mortgage rate is applied to a borrower who takes out a 20-year mortgage in the amount of 100 million won, the first year interest payment will be 175,392 won lower. KHFC expects more new demand for its mortgages as it offers a competitive mortgage rate compared to banks. Future mortgage rate adjustment KHFC will respond flexibly to the movements in market interest rates, cutting or increasing the mortgage rate as needed.